What Insurance Covers Parasailing Accidents?

What You Need to Know About Parasailing and Parasailing Safety

Parasailing is one of the most exhilarating water activities that a person can do in South Florida. Both thrill seekers and those less inclined toward danger can enjoy the soaring experience. Unfortunately, despite deadly accidents, including a recent incident where the captain of a boat cut the towline to his parasailers, the industry faces little regulation. Considered a high-risk business, parasailing providers need liability insurance if they want to operate in Florida.

At Mase Mebane Seitz, we represent people who have been injured or killed in parasailing accidents throughout South Florida. Our experienced legal team works tirelessly to hold companies accountable for their wrongdoing. We will fight to get you and your family the compensation you deserve after an accident. Contact our office today at (844) 627-3529 to schedule a free consultation.

Florida Law Regarding Commercial Parasailing

Under the Florida Statutes, an owner or operator of a vessel used for commercial parasailing must maintain a liability insurance policy in the amount of at least $1 million per occurrence and a $ 2 million annual aggregate. 

Operators are also required to have a license issued by the United States Coast Guard, which allows them to operate a vessel with passengers for hire. Failure to comply with these and other laws may result in criminal and civil sanctions. 

Why Parasailing Companies Need Insurance Coverage

Parasailing is a high-risk activity that can lead to serious injury or death. In the event of a boating accident, they need insurance to help the injured party fully recover. Liability insurance helps to compensate a victim for their losses, including medical bills, lost wages, and more. 

Most parasailing companies require passengers to sign a waiver that releases them from liability. However, they may not always be enforceable. Insurance helps to ensure that injured parties receive the money they need after an accident. 

In addition to insurance for companies, some insurers offer individual insurance policies that cover you if you are injured while engaging in a high-risk activity.

Risks Associated with Parasailing

Parasailing can be extremely dangerous. High winds can prove fatal to unsuspecting parasailers. It is important to ensure that the parasailing operator checked the wind and weather conditions (as required by law) before agreeing to take you out on the water. 

Common injuries associated with parasailing:

  • Broken bones
  • Lacerations
  • Disfigurement
  • Spinal cord injuries
  • Traumatic brain injury
  • Death

If you or a loved one is injured while parasailing, it is strongly recommended that you discuss your case with an experienced attorney. You may be entitled to compensation for your injuries. An attorney can help you understand your rights and responsibilities after an accident. 

Schedule a Free Consultation

Were you or your family member involved in a parasailing accident? Contact our office at (844) 627-3529 to schedule a free consultation. At Mase Mebane Seitz, we have recovered millions on behalf of our clients. We proudly represent individuals and their families throughout Miami and South Florida. Never settle for less than your case is worth. Call now to get started.